OUR PROCESS
At Tailored Mortgages, we’re dedicated to a unique approach. The typical mortgage process is often complex, anxiety-inducing, and time-consuming, but we believe it doesn’t have to be. Our commitment is to ensure your mortgage journey is straightforward, efficient, and free of stress, right from the beginning to the end.
SEE OUR PROCESS IN ACTION
HOW IT
WORKS
STEP 1
INITIAL
CONVERSATION
This initial step is crucial in laying the foundation. Before we proceed, with your consent, we’ll conduct a soft credit pull, which is a basic assessment of your credit that won’t impact your credit score. Following this, you and your Movement loan officer will thoroughly assess your credit, set clear expectations, and explore your financing options.
STEP 2
Gather Financial Documents
Compile key financial documents, including recent pay stubs, tax returns, bank statements, and any other relevant financial information to demonstrate your income, assets, and debt obligations..
STEP 3
Credit Check and Analysis
Your lender will conduct a credit check to assess your credit score and history. This step is crucial to determine your creditworthiness and the potential interest rates you may qualify for.
STEP 4
Loan Application Submission
Complete and submit the mortgage preapproval application with your lender. This application will include your financial information and a detailed analysis of your ability to repay the loan.