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I WANT LONG - TERM PAYMENT STABILITY
I WANT QUICK EQUITY BUILDUP
I WANT LOWER INITIAL PAYMENT FLEXIBLITY
I WANT EASIER QUALIFYING TERMS
I AM A MILITARY VETERAN OR AM ACTIVELY SERVING.
I'M 62 OR OVER AND WANT INCOME FROM HOME EQUITY
I WANT ZERO DOWN, FOR RURAL PURCHASES
I WANT FINANCING FOR HIGH-VALUE HOMES
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"Tuan provided me with a great option to refi my VA loan, reduce my rate and get some cash out for some home improvements. I am pleased with the entire process. Kudos!"
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Rent Vs. Own
Buy and begin building your own equity. Rates are at an all time low, and we are confident there is a program that is perfect for you. The benefits are endless!

Loan Checklist
Use this checklist to make sure you have everything you need before you begin your loan application. Having all necessary documentation up front saves time so your loan can close smoothly and quickly.
FAQ
YOUR QUESTIONS ANSWERED
Prioritizing your financial well-being, Tailored Mortgages will assess your capacity to borrow by evaluating various elements, including your monthly earnings, work history, credit rating, and general creditworthiness. A crucial piece of guidance we offer is that the decision on the amount of mortgage debt you’re prepared to take on rests solely with you, reflecting your long-term financial aspirations. Tailored Mortgages delivers professional recommendations to help you determine the amount you can borrow without compromising your comfort.
Tailored Mortgages specialists are on hand to steer you towards the optimal decision to safeguard your financial objectives and ensure the highest return on your investment. The down payment required for your loan could vary between 0 to 20%, depending on the loan type you’re considering. Both minimal and substantial down payments come with their benefits, such as potential income tax advantages and the option to retain some of your funds as a financial safety net. Our Loan Officers are dedicated to advising our clients on their choices and the implications of each decision.
Lacking the savings for a traditional 20% (or even 15% or 10%) down payment? Don’t worry – Tailored Mortgages offers a variety of low down payment loan options. Your Tailored Mortgages loan officer can determine your eligibility for these programs.
If you’d love to buy a home but lack credit, a down payment or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.
If you’re a homebuyer with a good credit history and a stable job, but not a lot saved for a down payment, the Fannie Mae HomeReady™ mortgage may be for you. HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers.
Looking for a fixed-rate conventional loan that goes easy on the down payment requirement? Look no further than the Freddie Mac Home Possible and Home Possible Advantage mortgage options. Both are for qualified borrowers with good credit history who may have difficulty saving for a down payment.
Yes. Movement Mortgage suggests a thorough conversation regarding all fees and closing costs associated with sealing the deal of your home. To avoid any last minute surprises, it is essential to plan in advance for various out of pocket costs such as an appraisal, title insurance, and other costs depending on your specific loan situation. For example, some sellers will pay for all or some of your closing costs.
A common mistake homebuyers make is assuming that getting pre-qualified is substantial enough in a busy market full of other buyers all vying for the same home. In today’s market, pre-approval is the way to go. Movement’s 7 Day Processing and upfront underwriting will bring our borrowers as close to a cash-transaction as they can get. This gives our borrowers an exceptionally rare advantage in the eyes of a seller, truly setting them above the rest.
As renovation and home improvement loans become more and more popular in today’s housing market, Movement offers products such as FHA 203k and Fannie Mae HomeStyle renovation programs to help homebuyers get one loan for both purchase and renovation costs.
A renovation loan program can:
- Help you improve or upgrade a home before move-in
- Save your loan approval by increasing the value of a worn down or neglected property
- Save you from separate financing for home purchase and the renovation costs
One of our most popular mortgage products is a traditional fixed rate loan. This product gives homebuyers the comfort and ease of a consistent interest rate that will not change throughout the life of their loan. A fixed rate mortgage also provides our homebuyers with better control and flexibility to budget their finances.
- Low down payment options available for qualified borrowers.
- Provides for cash-out refinances.
- Loan amounts available up to $424,100.00
- 10, 15, 20, and 30 year terms available.
Movement Mortgage is one of the nation’s most trusted originators of Reverse Mortgages. We help homeowners, ages 62 and older, capitalize on the equity they’ve built in their homes to secure financial independence and peace of mind. The government-insured Reverse Mortgage Program allows these individuals the ability to access equity within their home, by receiving tax-free advances to spend as they choose.
Ways you can use a Reverse Mortgage:
- Meet healthcare expenses
- Remodeling or home repairs
- Reducing credit card debt
- Planning for long-term care needs
- Purchasing a second home
- Paying off an existing mortgage
If you have more questions or are unable to find the answer to your question here, please give us a call. This is one of the biggest purchases of a lifetime, and Movement Mortgage believes in the importance of educating and arming our borrowers with as much knowledge as possible so they may comfortably and confidently purchase their dream home.
Your choice of lender matters. We do all of the things a traditional lender does AND we give 40-50% of our profits back into our communities. You could make a difference to those around you just by working with Movement. Learn more about Impact Lending